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Title Insurance Explained Visually

  What is Title Insurance and why is it recommended when buying a home? What does it do? Why is it required by lenders? Can I choose my own title company or do I have to choose the one that the lender recommends? People purchasing and selling properties in South...

What Makes Up Closing Costs?

  Are you ready to sell or buy your home in Miami, Florida?  People are at times reluctant to buy or sell due to the associated Closing Costs. They worry about unknown fees and are concerned that the costs will push them out of their budget or will keep them from...

What Happens After I’ve Applied For My Loan?

  Have you applied for a loan in South Florida but do not know what will happen next? You may have chosen your Lender and have begun the Application process but feel as if there is no movement or are unsure about what is to come. Once you’ve supplied the 6...

What Steps Need To Be Taken To Secure A Loan?

  What steps need to be taken to secure a loan for your purchase in Miami, Florida? You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you’ll need the...

What Will The TRID Loan Estimate Tell Me?

  Have you applied for a loan in South Florida and questioned what the TRID Loan Estimate will tell you? The Loan Estimate documents the essential facts and terms of an approved real estate loan. It includes: loan terms projected payments and loan costs cash and...

Understanding Your Loan: Cash And Transaction Summaries

  Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is “YES” notes for changed sections should be provided. The bottom line final “Cash to Close” is the money you will need...